Private Customer Finance Options

Personal Contract Purchase
This is a very popular way to pay for a vehicle and is perfect for customers who like to change their car at intervals between 24 and 48 months. This format takes away the worry of vehicle depreciation.

So how does it work?
- You choose the desired vehicle (new or used)
- Choose a repayment period suitable for you
- Decide on a sensible annual mileage
- A Guaranteed Minimum Future Value is calculated which becomes your optional final payment
- You choose a deposit and monthly payments suitable for you
- At the end of the agreement you have three options; (a) part exchange your vehicle for another car (b) Keep the car and pay the final payment (c) Hand the vehicle back and have nothing further to pay.
What are the benefits to you?
- You will have fixed monthly payments, so you will always know what you will be paying
- You will know your part exchange value at the start of your agreement with your Guaranteed Minimum Future Value
- You will have smaller monthly payments than other funding solutions because of the larger final payment
- You will have the ability to changing your vehicle regularly which could save you money on maintenance or repair
Hire Purchase
A very straight forward method of purchase, ideal for the customer who wants to own the vehicle at the end of the agreement, typically after 48 months.

So how does it work?
- You choose the desired vehicle (new or used)
- You choose a repayment period suitable for you - typically between 12 to 60 months
- You choose a deposit and monthly payments suitable for you
- At the end of the agreement, when all the payments have been made, you own that vehicle
What are the benefits?
- Once you've reached the end of the agreement, you own the vehicle with nothing else to pay
- You'll receive fixed monthly payments, so you will know exactly what you are paying every month
Personal Contract Hire
This funding choice is a simple, hassle free way of running a vehicle for a fixed monthly sum, with the added option of having a maintenance package included, so there are no unexpected bills.

So how does it work?
- You choose the vehicle suitable for you
- Choose the hire period which is best suited to you, typically between 24 to 48 months
- Choose a sensible annual mileage
- Agree the rental period that works for you
- At the end of your agreement, you give the car back
What are the benefits to you?
- A fixed monthly payment with the option to include your servicing and maintenance
- You won't have to worry about the future value of your vehicle
- There will be no requirement to sell your vehicle at the end of the agreement

One Moment Please

This won't take long...
Thank You

Your enquiry has been sent and we will contact you using the details provided as soon as possible!
Enquire Now

Please complete the form below:

Private Customer Finance Options

Personal Contract Purchase

Hire Purchase

Personal Contract Hire

One Moment Please

Thank You

Enquire Now

Please Wait

Cookie Notification

Cookie Settings

Essential Cookies

Personalisation

Marketing